Owner Experience

Nationwide went from $70 to $184 a month for my cat. Seriously?

NationwideCaliforniaOriginally reported October 2024

Pet owner experience

I've had Nationwide's Whole Pet with Wellness plan for my indoor cat for about four or five years. He's eight now, and thankfully he's been healthy.

I started at around $40 a month. The price kept climbing, but last year I was paying $70.22. Now I'm getting charged $184.44 a month. I had to check it twice.

I'm in California. The only claim I can remember submitting was years ago, for dental cleaning and annual exams, about $700. I thought I was buying long-term peace of mind, not a premium that would jump like this.

Has anyone dealt with a Nationwide increase this big? Did you call, change coverage, or move to another insurer? I'm nervous about switching with an older cat.

From the original discussion

Another person in the discussion February 2025

My annual price went from $585 to $1,552. I was shocked too.

BestPet Team Staff · October 2026

That is a really big change. Before canceling, I would ask Nationwide for the renewal breakdown and whether any deductible, limit, or reimbursement terms changed too. With an older cat, I would also compare the medical-history rules of any replacement policy. Has anyone here had success asking for alternative coverage options?

Related: our switching discussion

Adapted from a publicly shared experience · Original discussion. Names and nonessential personal details are changed; provider, state when available, and reported insurance figures are preserved. New BestPet Team comments are identified separately from the original discussion.

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