What Spot preventive care actually covers
Spot’s base accident-only and accident-and-illness plans are designed for unexpected covered care. Routine wellness benefits are optional. Spot currently offers preventive-care add-ons that reimburse scheduled amounts for eligible routine services such as wellness exams, vaccines and dental cleanings.
It costs extraPreventive care is an optional add-on, not automatically included with the base insurance plan.
Benefits use service limitsCovered routine services are reimbursed up to listed benefit amounts rather than the base plan’s 70%, 80% or 90% reimbursement percentage.
No base-plan deductibleCurrent Spot wellness materials state that preventive-care benefits are not subject to the accident-and-illness policy deductible.
Check the benefit scheduleExact services, annual maximums and availability can vary by preventive option, policy and state.
The small-print point: compare the extra annual cost of the add-on with the specific routine services and per-service benefit amounts you realistically expect to use. Provider terms and the quote shown for your pet control.