Side-by-side comparison
Compare pet insurance plans
Compare seven leading providers by reimbursement, deductible, annual coverage limit, payment model and key benefits. Filter the table or select up to three plans for a tighter side-by-side view.
Filter by what matters to you7 providers shown
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Seven provider structures, one view
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| Provider | Reimbursement | Deductible | Annual limit | Payment model | Dental | Wellness | Waiting period |
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Focused comparison
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Reading the table
Four fields usually change the economics most.
Premium matters, but reimbursement, deductible, annual limit and payment model determine how the policy behaves when care is needed.
ReimbursementThe percentage of eligible covered costs the insurer may pay after applicable policy terms.
DeductibleMost providers use an annual deductible. Trupanion uses a lifetime per-condition deductible.
Annual limitThe maximum eligible reimbursement available during a policy year. Several providers offer unlimited annual coverage.
Payment modelMost policies reimburse after the bill is paid. Direct-pay and urgent-pay features can change the cash-flow experience.
Provider information is summarized and may vary by state, pet and plan. Policy documents and provider-issued quotes control actual coverage, exclusions, limits and pricing. Affiliate disclosure →