Pet insurance research & comparison for dogs and cats.Provider data reviewed September 2026
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Scenario

$15,000 treatment year with a $10,000 annual limit

Annual limitsPractical example
Keep in mind: Actual coverage depends on the policy, eligibility, medical history, exclusions and provider documents.
Eligible treatment$15,000
Annual limit$10,000
Deductible$500
Key issueMaximum annual payout

When eligible treatment costs become very high, the annual limit may matter more than small differences in deductible or reimbursement percentage.

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