Pet insurance research & comparison for dogs and cats.Provider data reviewed September 2026
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Scenario

The same $5,000 eligible bill at 80% and 90% reimbursement

ReimbursementPractical example
Keep in mind: Actual coverage depends on the policy, eligibility, medical history, exclusions and provider documents.
Eligible bill$5,000
Deductible$500
Option A80%
Option B90%

Comparing the same claim at two reimbursement levels can help show what the higher monthly premium is buying when a significant bill occurs.

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Try your own numbers in the reimbursement calculator

Replace the example with your vet bill, deductible, reimbursement percentage and annual limit.

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